First-of-its-Kind

Make Regulation Computable.

Permitfolio transforms fragmented PI requirements into computable rule sets. We are the world's first specialized regulation-as-data platform designed to convert 50-state Money Transmitter License requirements into machine-readable constraint systems.

First Algorithmic Framework for Multi-State PI Rules

To our knowledge, this is the first algorithmic framework dedicated to modeling state-level PI rules as a unified constraint system - pioneering the "Regulation-as-Data + Optimization-as-a-Service" paradigm.

Live Telemetry

The Compliance Console

Real-time multi-state compliance monitoring and constraint optimization

sys.engine.running
AC
// RULES_PARSED
0+
// STATES_MAPPED
0+
// MANUAL_REVIEW
-0%
// SYSTEM_STATUS
0%
SFE Validated

🗺️ State Compliance Heatmap

CA - High Risk NY - Compliant TX - Non-compliant

Asset Allocation Telemetry (SFE)

Treasury Securities32%
Min 25% / Max 60%
Demand Deposits28% [WARN]
Min 10% / Max 35%
Money Market18%
Min 8% / Max 25%
Capabilities

Algorithmically Driven

Regulation-as-Data + Optimization-as-a-Service

🕸️

PI Rule Graph Engine

Extracts and standardizes Permissible Investments (PI) obligations from state-level legal text into machine-readable constraint systems.

  • 50-state parameterized mapping
  • 1,200+ executable rule units
  • Explainable and audit-ready logic
  • Automated rule updates
📦

ProofPack™

Audit evidence package workflow designed for reproducibility and regulatory examinations.

  • Historical snapshots of holdings
  • Traceable audit trails
  • 30,000+ stress test scenarios
  • 95%+ reduction in manual review
📈

Portfolio Planner

Test allocations against constraints within a transparent constraint set for treasury and finance teams.

  • Daily liquidity constraints
  • Multi-state PI compliance baseline
  • Real-time constraint validation
  • Scenario modeling & optimization
Our Principles

Brand Values

The principles that guide how we build, what we prioritize, and why we do this work.

1

Human over Machine

Technology should augment professional judgment, not replace it. This frees teams to focus on higher-value decisions.

2

Compliance as a Catalyst

Clear boundaries enable confident action. Compliance done right accelerates innovation rather than constrains it.

3

Precision at Speed

Every output is explainable, auditable, and traceable. In compliance, reliability matters more than polish.

4

Customer-Centric Progression

We evolve through client needs and feedback, delivering scalable solutions that reduce compliance workload with rigor.

5

Regulatory Insights

An interdisciplinary team with deep domain knowledge, as understanding regulation requires more than code.

6

Innovation & Exploration

We pursue long-horizon questions and public-interest research, as meaningful progress starts with curiosity.

Research Division

Permitfolio Regulation Research Institute

Advancing long-horizon research on regulatory infrastructure and cross-jurisdiction compliance frameworks.

  • Independent, non-commercial research effort
  • Focus on structural regulatory analysis
  • Bridging practice and policy
  • Supporting underlying product development

Research Values

Intellectual Independence
Rigorous Scholarship
Deep Regulatory Insight
About Us

About Permitfolio

Permitfolio LLC is a New York-based regtech company. Our interdisciplinary team spans compliance, legal analysis, and AI engineering.

"We believe technology shouldn't replace people. It should give professionals more time for higher-value judgment and creative work."

— Permitfolio Team

Get in Touch

Interested in learning more about Permitfolio?
We'd love to hear from you.